https://www.trulia.com/real_estate/Los_Angeles-California/market-trends/
Rental income -(mortgage interest + insurance + repair + property tax) = gain (return) from payment = G(x)
G(X) / purchase cost = Annual Gn %
Gn% + 5% = annual rate of return of property in Los Angeles
The only controllable expense is mortgage expenses, if you have put down more cash, less mortgage interest, then you have higher Gn%